Study Fee: Click here to view the tuition and subscription options. Monthly study plans start from €499 per month, depending on the program and level of academic support selected.

Study Method: This program is delivered 100% online, allowing students to study from anywhere in the world with flexible scheduling. Students may also have the option to attend the graduation ceremony in Switzerland, subject to visa approval and travel regulations.

Study Language: The program is delivered in English. Students are expected to have sufficient English language proficiency to complete the coursework and academic requirements.

Applications can be submitted online through our admission portal. Applicants may also contact or visit our offices in different regions, including: Europe: Switzerland GCC: Dubai (UAE) Asia: Bishkek Our admissions team will guide you through the application and enrollment process.

Programs are offered through a flexible monthly subscription system, allowing students to progress at their own pace while maintaining access to academic resources and support services.

This program has a minimum study period depending on the academic level and program structure. Students may complete the program at their own pace while maintaining an active monthly subscription.

Admission Requirements

Applicants should meet the academic entry requirements for the respective program level. Typical requirements may include: A previous academic qualification relevant to the program level A copy of passport or national ID Curriculum Vitae (CV) or resume Completed online application form Additional documents may be requested depending on the program and the institution delivering the program.

Certification / Degree Awarded

Upon successful completion of all academic requirements, students will receive the corresponding certificate or academic degree issued by the responsible institution within the VBNN Smart Education Group network.

Doctorate in FinTech and Financial Technology

6 days ago
2 min read

The Doctorate in FinTech and Financial Technology is a 100% research-based doctorate study program designed for professionals, researchers, and senior specialists who want to explore the future of finance, digital banking, financial innovation, blockchain applications, payment systems, regulatory technology, and data-driven financial services.

This doctorate study program focuses on independent research, critical thinking, and advanced academic investigation. It is suitable for learners who want to study how financial technology is changing banking, investment, risk management, compliance, digital assets, customer experience, and the wider financial ecosystem. Through research activities and thesis development, students are encouraged to examine real challenges in the financial technology sector and contribute thoughtful, evidence-based insights to the field.

The study level is equal to ISCED / EQF Level 8. ISCED refers to the International Standard Classification of Education, a global framework used to compare education levels internationally. EQF refers to the European Qualifications Framework, which helps describe learning levels across Europe. Level 8 represents the highest level of advanced study and research, equal to the 3rd European cycle.

The program includes 7 modules:

4 research-related modules, 2 general modules, and 1 module focused on FinTech and Financial Technology, followed by thesis and research activities. This structure supports students in building strong research skills while also developing advanced knowledge in the digital transformation of financial services.

The minimum duration of this doctorate study program is 18 months. Students also have flexibility to extend their study period according to their research progress, professional schedule, and academic needs.

The Doctorate in FinTech and Financial Technology is ideal for those interested in the academic, strategic, and practical development of financial technology. It supports advanced research into how technology is reshaping finance, creating new opportunities for innovation, improving access to financial services, and influencing the future of global financial systems.