Study Fee: Click here to view the tuition and subscription options. Monthly study plans start from €499 per month, depending on the program and level of academic support selected.

Study Method: This program is delivered 100% online, allowing students to study from anywhere in the world with flexible scheduling. Students may also have the option to attend the graduation ceremony in Switzerland, subject to visa approval and travel regulations.

Study Language: The program is delivered in English. Students are expected to have sufficient English language proficiency to complete the coursework and academic requirements.

Applications can be submitted online through our admission portal. Applicants may also contact or visit our offices in different regions, including: Europe: Switzerland GCC: Dubai (UAE) Asia: Bishkek Our admissions team will guide you through the application and enrollment process.

Programs are offered through a flexible monthly subscription system, allowing students to progress at their own pace while maintaining access to academic resources and support services.

This program has a minimum study period depending on the academic level and program structure. Students may complete the program at their own pace while maintaining an active monthly subscription.

Admission Requirements

Applicants should meet the academic entry requirements for the respective program level. Typical requirements may include: A previous academic qualification relevant to the program level A copy of passport or national ID Curriculum Vitae (CV) or resume Completed online application form Additional documents may be requested depending on the program and the institution delivering the program.

Certification / Degree Awarded

Upon successful completion of all academic requirements, students will receive the corresponding certificate or academic degree issued by the responsible institution within the VBNN Smart Education Group network.

Doctorate in Banking and FinTech

10 minutes ago
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The Doctorate in Banking and FinTech is a research-based doctorate study program designed for experienced professionals, researchers, and senior learners who wish to explore the changing relationship between banking, financial technology, digital finance, regulation, innovation, and financial systems.

This doctorate study program is 100% research based and is suitable for learners who want to develop advanced academic and professional knowledge through structured research activities, independent study, and a final thesis. It focuses on the transformation of the banking sector through financial technologies such as digital payments, blockchain applications, artificial intelligence in finance, open banking, regulatory technology, cybersecurity, digital risk management, and the future of financial services.

The study level is considered equal to ISCED / EQF Level 8. ISCED means the International Standard Classification of Education, a global framework used by UNESCO to classify education levels. EQF means the European Qualifications Framework, which helps compare learning levels across Europe. Level 8 represents the highest academic level and is commonly linked to advanced research, original contribution, and expert-level knowledge.

The program is equal to the 3rd European cycle and is structured for learners who already have a strong academic and/or professional background in business, finance, banking, economics, technology, or a related field.

The program includes 7 modules, consisting of 4 research-related modules, 2 general academic development modules, and 1 specialized module focused on Banking and FinTech. In addition, learners complete a thesis and related research activities. This structure supports students in building strong research skills while also developing deep subject knowledge in the field of modern banking and financial technology.

The minimum study duration is 18+ months. Students have flexibility to extend their study period according to their research progress, personal schedule, and academic planning.

This doctorate study program is especially relevant for professionals working in banking, financial services, digital finance, FinTech companies, compliance, risk management, investment, financial regulation, consulting, and higher education. It is also suitable for learners who want to contribute to research on how technology is reshaping the future of banking and finance.

Through this program, students are expected to develop advanced analytical thinking, research independence, and the ability to examine complex financial and technological issues from academic, strategic, and practical perspectives.